sorry forgot to say i could afford 200 per month

zjl yes i ow round about 23000 might be little less yes i have a morgage for 86000 and the house is worth 192000 that was 3 years ago thanks,

hi no i haven't spoke to a debt advisor yet not sure how to go about it also can you tell me what a equity release clause is thanks.

i am in deat of 25000 i am paying them still but im finding it difficult to pay the full amount i need to reduce the payments,can i get a iva only i dont want to loose my home .