Hi lola, Im in the same boat.Just made the call to the IP and await their first call back. 5/6 years doesnt seem a long time but in practice I feel like it will be forever. Nobody deliberately falls into debt, who wants the hassle that comes with it? I will visit this site on a regular basis and hop...

IF I WAS TO GET A NEW BANK A/C, WHICH BANKS CAN I CHOOSE THAT ARE NOT OWNED BY MY C/C COMPANIES SO AS NOT TO FALL FOR SETTING OFF RULES? I HAVE C/Cs WITH B/CARD,MBNA,HALIFAX,RBS AND A SANTANDER O/D.
MANY THANKS.