Thanks for your advice folks.

Hi All, I have also been receving on average 2 calls per week from a Slater Hayward Law and they are stating i must sign more PPI authorisation forms in order for them to pursue PPI. My IVA ended Nov 14 and i received my completion documentation August 15. PPI was fully investgiated by 2 companies u...

Dam, and double dam! And theres me believing i had a good rating..thought it was too good to be true. Appreciate your comments Foggy. That explains alot. Now i need to deregister with Experian as only have a 30day trial before they start charging.
Thanks again.
Regards

Thanks Lisa

Morning All Made my last payment for IVA with GT Dec 2014 - still awaiting Completion cert. In the meantime i thought i better check my credit score as assumed it would be really awful. I requested it through Experian and wasnt expecting what showed on my PC....my score is 972 out of 999-which is ra...

They really do not care. To be honest if id known what i do know now after over 5 years with them i would never of gone down this route. This is the most recent email i received from QUOTE ""The six months begins when your case is added to closure, not from your final payment. Your case was added to...

Hi All,

My last payment to GT was Dec. Still no CC. Same message as others.their closure teams arent helpful and extremely rude. Shame they arent reported to Watchdog really.

Hi,

Posted on here before about Company Cards. They are fine as the liability rests with the company, not you. I have a Citibank one but they can only be used in conjection with the business. I also let my IVA company know too

Cheers

Gawd! Ok cheers Urbanfox.I will not bother then

Oh ok thanks for that info. Looks like i will have to forget any idea of repairing my credit short term then.

Ok thanks. Thats frustrating because i`m with GT and could be waiting months..wanted to start rebuilding it asap.

Thanks for your replies. Appreciate it.

Hi Foggy,

So despite completing my IVA payments i cannot apply without their permission? Am i reading this right?

Regards

Dear All,

I would like to start rebuilding my Credit rating by applying for the above card. Does anyone know if i need to wait to receive a copy of my completion certificate or can i apply after last payment is made?

Kind Regards
Geoff

ok will do Lesley. Would getting a Vanquish card not improve things sooner?

Regards

My IVA ends next month so this is planning for the future so to speak...Are you suggesting by setting up a joint account it will impact her credit rating?
On this basis how long should i be waiting before attemtping to do this? 6 years?
Regards