I arrived home from work today to find my completion certificate from DFD was waiting for me - a few days short of 8 months since I made my final payment (and my final annual review was not completed until about 3 months after my final payment... - DFD blamed a backlog of work). A brilliant feeling ...

An IVA shouldn't affect your being SC cleared. I'm SC cleared for my current employment and my being in an IVA isn't a problem. My SC clearance was successfully renewed about 2 years ago - as part of the renewal process I had to complete another financial questionaire, in which I mentioned that I am...

I received an identical text message a few days ago, and was immediately suspicious about the sender/number/content. Looked up the sender's mobile number on http://www.whocallsme.com - numerous people have been receiving these messages.

If you're dealing with an estate agent, I think it depends who they use to perform credit checks and how in-depth these checks are. I've been in an IVA just over a year now, my husband and I rent a house and the estate agent we rent through uses a referencing agency called MARAS. We've had no proble...

I was with Spectrum too, for just over 6 years - when I entered into an agreement with them, I believed I'd be free of my debt within 5 years (based on the advert I'd responded to). 6 years on, I contacted them to ask what was happening - and only then discovered that I wasn't in an IVA at all and t...