Hi, I have an IVA originally taken out with Blair Endersby in July 2010. About 12 months in it was transferred to Grant Thornton. We were then advised by Grant Thornton to accept their terms and conditions which I assumed were the same as the original IVA with Blair Endersby. Fast Forward to the fin...

Dear Sirs, Me and my wife entered an IVA in July 2010 with Blair Endersby and we were told and it was documented that the equity release clause towards the end of year 5 only applied if we had less than 85% LTV. We recently had a valuation as per the agreement which was 235,000 and our mortgage was ...

I'm in the last few months of an IVA and we are at the equity release stage.
Property value 250,000
Mortgage. 200,000
Been told by Grant Thornton that we need to attempt to release £15,000
I'm happy to do this but are there any lenders who would consider this?

Me and my wife are in the 5th year of an IVA with Grant Thornton and we have been asked to attempt to release equity as per the equity release clause. The details of the house are: A Valuation 235,000 Mortgage 209,000 My understanding was that under the 85% LTV clause, then I shouldn't have to relea...

Dear Sirs, I am 43 months into my IVA. The payments are around £680 per month. The outstanding amount is around £11,500. I run my own business as a limited company and I have cashflow in there which could clear the outstanding amount. Would I be able to use the amount in my business to clear the I...

Hello, Me and my wife are currently in an IVA taken out in 2010 and we are about 33 months into it so 27 months left. The monthly payments are around £687 per month so based on this the contractual amount left outstanding is £18,500 approx.If this is possible what should be offered as final settle...

Hi, I'm currently in an IVA just over 12 months in and I bank with Co-OP very good by the way. However, I would like to open another basic bank account but have been declined by RBS/Nat West on their basic accounts which surprised me. Does anyone know of any banks other than Co Op who give basic ban...

I am around 9 months into an IVA. I currently lease a vehicle but the lease expires next month. Will I be able to lease a new vehicle?
The car that I currently lease was allowed within the IVA. Are there any firms that will lease to people in an IVA?

I've just started an IVA with my wife paying £687 per month. Our mortgage is interest only and we pay around £650 per month. We are both 42 and really to switch our mortgage to repayment quite soon. Are we able to do that and then as a result pay less under our IVA? Our mortgage would increase to ar...

I've just had an IVA set up with my wife. I also run my own business as a limited company which is in credit. This account is with RBS who are also one of my creditors.

Are they able to access the credit amount that my business has? This would be disastrous for me.