Hello all i need some advice.First off all im 18 months into my iva the first year went really well my iva company were really helpful but now well,My payments have gone up to an extra 50 pounds i have told them i cannot afford these payments as my income is less than my outgoings,When i tryed to ex...

Thanks to you all for replies.But there is one thing i dont understand,I thought that when in an iva they half your dept but ours seems more than when we started.Another thing that annoys me is that my advisor dont seem to be helping us,he was nent to send us some paper work over two weeks ago and i...

Is it correct that the amount payable to the iva is the total amount that you have left after taking expenditure from income.Also i have a insurance with my iva company and they dont class it as an expenditure!?

thank you so much i didn't even think at the time but now i feel a lot better thank you xx

Hello everyone,I am a bit worried about my new mobile phone contact.I have renewed it last week on a 24 month deal with a free phone as i was allowed an upgrade with my provider but im now worrying that would this cause a problem with my iva. When i first took it out i told them that i pay a rolling...

Hi all i had a voice mail on my phone from freeman jones regarding my final vote but all the woman said was she will get back to me on monday to discuss how it went, so im not sure if they voted for me or against im really worried now can anyone help is this normal?My final vote is from santander.

Well now spoke to my advice she is still chaseing santander,She said all my other creitors are happy.She said i will hear tomorrow as its the final day for votes if it still doesnt go though then it may be a dmp so i prey it gets excepted

Thankyou all so much for your lovely replys will let you know how i got on. I do hope it goes though i havent been that well lately though worry its good to know your all here thanks again xx

Hi all my creditors meeting is at 10 am tomorrow and i am not looking forward to it.The reason why is its the third meeting in the space of two weeks,Santander are the ones not voting and they need to vote on behalf of my wife.I also keep getting calls from tsb and i explaind to them whats going on ...

Hi all im really worried at the mo because i still dont know if my iva has been aproved.I was told two creditors said yes but one of them didnt vote.The lady i spoke to said that they are trying there best to get the vote.My second creditors meeting was on friday at 10 and i havent heard a thing i r...

My creditors are sainsburys bank, liyods tsb overdraft loan and credit card,and santander.I cant understand why they didnt vote but then saying that santander did call me demanding money i told them about the iva and they said they have a backlog of paperwork from freeman jones to get though but wou...

hello there and thankyou for your replys i am with freeman jones

First of all i would like to say hi to you all and im glad i found this forum,But there is someting that really worries me.Today 30th of july i was suppose to have my creditors meeting but no creditor gave a reply, I was told that it would be chased up and i should hear by tuesday what the outcome w...