My partner and I are going our separate ways and I'm somewhat confused as to how to approach the financial side of things. I am 6 months into a 60 month IVA (in my name), we have a mortgage, secure loan and no equity in our property. We have two children and so the CSA will become involved sooner or...

[:)]Yesss!!! IVA approved today. The good people at PayPlan rang me two hours early to let me know. It was accepted with only slight modifications. Still a long way to go I know, but I never imagined that I would be able to feel even the slightest bit of relief whn faced with my debts. In comparison...

I'm right at the start of my IVA process as my creditors meeting is on 30th July. First off, I'm obviously very nervous that it won't be successful in which case I really don't know what I'm going to do. Hopefully it will all go ok. My level of unsecured debt is quite high, but I have a good and sec...