thanks for all the advise. i dont have to sent wage slips every quater just once a year.
will just have to wait and see waht happens

im due my annual review and also had a pay rise 6mths ago which i did not tell them about.i know im going to end up having to pay a nasty amount thats my own stupid fault. do you think theres any chance they would let me back back over a few months or is it all due up front? the last thing i want is...

thanks melanie

yes he knows of the iva but not the exact amount he knows its a lot 21k but we have never sat down and talked figures

hi helen remember if you do decide to breed pregnancy and whelping is not covered on a standard pet insurance policy. you need breeders insurance, a c section could set you back about £600 and vets require payment upfront.

hi im new here just popped in to say hi. i have an iva and 18mths into it slowly getting my life back.

i have had an iva for 18mths and plan on getting married in 2 years. my debts are all before i met my partner and we are not home owners.

what happens when we get married ? how will it effect him?

i have had an iva for about 18 months now. i am a veterinary nurse and would like to become self employed as a locum nurse. is it possible to do this with an iva?