I have an African Grey too,Polly ! She used to go through spells of plucking, but only her red tail feathers [V] appears to have stopped that now, tends to have a little chew when she is put in her cage at night[:(] both her and her little senegal pal are out of their cages all the time. It would br...

Hi Jan

No, not been told anything, as of yet, speakin to my IP tonight. Just recent activity on the forum re NR, and I'm in a similar situation so just trying to think ahead a bit. Im not at all optimistic about this ....... x

Are they worked out the same as an IVA re I/E ? And, do the creditors normally agree to freeze interest ? Having to think a bit about this now as NR is my main creditor [:(][:(] and I dont think its looking too good ! Thank you all x

Goodness me Helen....I could have written that !!!! I work nights and often think about changing but like you I couldn't work where I do on days...oh and then there is the money issue ! Just getting ready for my stretch of five....it will be over before I know it !! x

I'm with you on that one Jan !! [:D][:D] Think its only 14 years or so now......[V] x

I sent everyone a letter, some two !! spoken to them on the phone but i have now changed my phone number as the constant ringing was keeping me awake during the day. I work permanent night shifts. I thought I was gaining a little control of my life too DMB, until today !!!! I messed up too and I am ...

thank you everyone, your advice and support is, as always, much apreciated !! Broke of London..not in an IVA yet, hopefully soon ! Pandy..I have been having problems getting on the site but do look in most days...when i can !! x

got my first default notice and it was really really scary !! I have told various people various times at santander what is going on but nobody seems to take any notice [:(][:(]
What do I do now ?????

Congratulations you must be sooo relieved !!! [:D][:D][:D] x

and good luck from me too !!! x

I just cant seem to get on the site on an evening [:(][:(] x

Tina, sorry to hear about your friend but having a moment of weakness at this time is understandable !! I wanted to let you know that you have been such an inspiration with your willpower and strength, so much so i have an appointment to see the practice nurse on wed for some "help" with chucking th...

Me sarcastic ??? never......[:D][:D][:D] I might try not answering the security questions next time, i have thought about it when they have asked me but i haven't dared not answer [:I] yet......x

actually made notes life would be an awful lot easier for them and for us !!! Santander, phone me on a daily basis always ask the same : reference number (still like saying my IP does not deal in numbers) then, we will send I + E form, or get them to contact us for a payment plan aarrgghh !! (I thin...

I laughed out loud too that was really funny !! x