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by Andy27475
Wed Nov 05, 2014 9:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Can someone walk me through what happens now we have made our final IVA payment ?
Replies: 6
Views: 2717

Keep missing things yes Equity done as well, had to use Zoopla to do a current valuation and that with the mortgage and secured loan added up puts us upside down, always great. Looking forward to see the end if this is the end as planning to overpay the secured loan with the IVA money
by Andy27475
Wed Nov 05, 2014 9:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Can someone walk me through what happens now we have made our final IVA payment ?
Replies: 6
Views: 2717

Sorry should have said as well, Yes PPI was investigated out of the 6 companies one was found guilty and they settled for about £100 which went onto the IVA
by Andy27475
Wed Nov 05, 2014 9:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Can someone walk me through what happens now we have made our final IVA payment ?
Replies: 6
Views: 2717

Great guys, always worried as we had a letter from the previous IVA company Blair Enderby a little over 2 years into the IVA saying we owed £2400 in overtime payments said i couldn't pay that then and they said they would come back to us, then changed to Grant Thornton for the last 3 years or more a...
by Andy27475
Thu May 17, 2012 5:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: GT has not taken payment since letter about claiming PPI
Replies: 3
Views: 1448

I recently had a letter from GT about claiming back PPI on our behalf, which we disregarded, we had missed a payment the previous month so I called made the payment and confirmed DD details. Since the letter GT has not taken another payment from our account. Is this because they are claiming back th...
by Andy27475
Sat Sep 11, 2010 12:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi all, We recently contacted Blair Endersby
Replies: 9
Views: 1801

Thanks for all of your comments, lets hope that either B & E get back to my email and message to contact me or this member of B & E that monitors this forum will help me in some way

Many Thanks

Andy
by Andy27475
Sat Sep 11, 2010 10:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi all, We recently contacted Blair Endersby
Replies: 9
Views: 1801

Hi all, We recently contacted Blair Endersby we are almost 24 months into our agreement, we have spoken to out account manager and we are 3 months in arrears due to a payment break that they arranged due to my redundancy, They first worked out that we should pay £300 per month which was fine for the...
by Andy27475
Mon Jul 19, 2010 11:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I took voluntary redundancy in January
Replies: 11
Views: 2204

Thanks to all of you Maybe this will not happen as I have taken a self employed job now I am just worring as the latest review came in and I think that we can only make a £225 regular payment instead of £300 How long is the maximum an IVA can run for as they have already added on 12 months because o...
by Andy27475
Mon Jul 19, 2010 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I took voluntary redundancy in January
Replies: 11
Views: 2204

We have had a payment break since Feb and it is the first payment in August that I am concerned about but you have put a weight off my minds and yes the loan and mortgage have both never missed a payment so sounds like we can keep a roof over our heads
by Andy27475
Mon Jul 19, 2010 6:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I took voluntary redundancy in January
Replies: 11
Views: 2204

Hi I took voluntary redundancy in January on the threat of complusary redundancy in March, we currently are having a hard time making our £300 per month payment, At this time my question is more a general question than a pressing one. We have a house valued at £82000, we owe £81000 on the mortgage a...
by Andy27475
Wed Jul 08, 2009 11:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can anyone help me
Replies: 2
Views: 881

Can anyone help me Due to serious issues with the local constabulary and a close family member, we need to move to get out of the area so that the family member cannot find us, can we do this when we have no equity in the house and 4 years left, would we even get a new mortgage on a new house, Can a...
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