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by iva_squirrel
Thu Nov 29, 2007 4:42 pm
Forum: postings for november
Topic: Going through Process of IVA
Replies: 8
Views: 4001

Hello Joe and welcome,

Feel free to ask any question. Im sure you will find all the support you need in this forum.

Regards,
Michelle P.
by iva_squirrel
Thu Nov 29, 2007 3:48 pm
Forum: postings for november
Topic: Creditors Meeting
Replies: 9
Views: 4373

Hi debbiw,

Good luck. Don't forget to post the results!!

Regards,
Michelle P.
by iva_squirrel
Wed Nov 28, 2007 12:03 pm
Forum: postings for november
Topic: VOTING
Replies: 15
Views: 6421

Hi caraf,

I'm not sure if this is what you want to know but
if you owe 31750 out of 85k then you owe 37% of that debt.

Regards,
Michelle P.
by iva_squirrel
Wed Nov 28, 2007 11:59 am
Forum: postings for november
Topic: VOTING
Replies: 15
Views: 6421

Hi caraf,

Some statements will show you the total debt others wont so you can call your creditors or get a credit report.
As for the YES criteria i'm afraid there isn't any it's all down to the creditors. There are some more likely to accept proposals others wont.

Regards,
Michelle P.
by iva_squirrel
Wed Nov 28, 2007 10:19 am
Forum: IVA approved!
Topic: Todays meeting -Approval
Replies: 15
Views: 2639

Hi nic,

Congratulations!! All the best!

Regards,
Michelle P.
by iva_squirrel
Tue Nov 27, 2007 2:21 pm
Forum: IVA completed !!
Topic: Yippeeeeee!!!!!!!
Replies: 26
Views: 3918

Hi skint,

Congratulations on your full & final!!

Regards,
Michelle P.
by iva_squirrel
Tue Nov 27, 2007 10:47 am
Forum: IVA approved!
Topic: Meeting Tomorrow
Replies: 17
Views: 2546

Hi nic,

It looks like you only have supportive creditors!
All the best.

Regards,
Michelle P.
by iva_squirrel
Tue Nov 27, 2007 10:45 am
Forum: postings for november
Topic: don't know what to do for the best
Replies: 16
Views: 2642

Hi julie_7, AS long as you have some money to pay your creditors back (minimum of £200/£250) an IVA could be a feasible option. If you don't have any assets you could also consider bankruptcy. However if you decide to go trough the IVA route I think you should consider having a chat with your partne...
by iva_squirrel
Fri Oct 19, 2007 10:58 am
Forum: postbag for october
Topic: will i still be able to set up direct debits
Replies: 10
Views: 1873

Hi wheresstu,

Yes its possible to have a basic account whit direct debits. I believe Abbey, Co-op and Natwest allow you to have dd and standing orders.

Regards,
Michelle P.
by iva_squirrel
Fri Oct 19, 2007 10:51 am
Forum: postbag for october
Topic: does this impact on my partner ?
Replies: 4
Views: 1589

Hi john.my

You will likely be committing to a joint income and expenditure budget however he wont be included in your IVA.

Regards,
Michelle P.
by iva_squirrel
Thu Sep 20, 2007 9:37 am
Forum: IVA approved!
Topic: IVA Approved!!! OMG!!!
Replies: 15
Views: 2605

Great news woody!
All the best for the future.


Regards,
Michelle P.
by iva_squirrel
Thu Sep 20, 2007 9:35 am
Forum: postbag for september
Topic: OR Phone interview this morning!
Replies: 21
Views: 2813

Good luck for the meeting katy.
Let us know how you get on.

Regards,
Michelle P.
by iva_squirrel
Thu Sep 20, 2007 9:32 am
Forum: postbag for september
Topic: Hi I'm new!
Replies: 18
Views: 2926

Hi and welcome, Glad to hear that you have taken the first step. Im sure you will find here in this forum the expert advice and information you need to help you go through this problem. Could you tell us how much is your debt? How many creditors you have? Do you won a property and theres any equity ...
by iva_squirrel
Wed Sep 19, 2007 4:44 pm
Forum: IVA approved!
Topic: DDay! IVA approved: relief is not the word!
Replies: 28
Views: 4647

Really great news lizzie!!!
Congratulations!

Regards,
Michelle P.
by iva_squirrel
Wed Sep 19, 2007 4:19 pm
Forum: postbag for september
Topic: quick one
Replies: 3
Views: 1434

Hi R1chard,

Your details will be removed from the register when your IVA completes but your IVA will remain on your credit file for 6 years from the start of the agreement.

Regards,
Michelle P.
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