Search found 12 matches
Search found 12 matches
Page 1 of 1
- by traceyb
- Fri Jul 30, 2010 2:53 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: dividends to show on mortgage statement
- Replies: 1
- Views: 811
hi wonder if someone can help. we have an unsecured element on our mortgage with northern rock which has been included in my iva but my husband and i still make the full payment on it as my husband is still liable. any dividends paid by me via my iva should this show on the mortgage statement and co...
- by traceyb
- Sun Jul 11, 2010 12:10 am
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
unable to go bankrupt due to job and contract also as i earn more than my husband need my income for the mortgage to be able to move also dont know how bankruptcy will effect being able to get mortgage. i have been told that with an iva i should still be able to get a mortgage but my husbands name w...
- by traceyb
- Sat Jul 10, 2010 3:45 pm
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
MY dad could help me out but would have to give him realistuc figures do i need to offer what the creditors would get for the entire iva and how much for fees as they are 5500 for the term can anyone advice
- by traceyb
- Sat Jul 10, 2010 3:14 pm
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
hi the property is curently 105k but was 125k when the secured loan was taken out. mort now is 97 and secured loan is30 although this will be different when ppi is sorted so never will be equity as in the iva they want me to remort at max 85% ltv and from what i have read remort is few and far betwe...
- by traceyb
- Sat Jul 10, 2010 11:43 am
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
thank you just last couple of things do you take into account what you have already paid when offering f and f and what other costs are involved also if they reject it do you carry on as normal or can the creditors bankrupt you even though the iva has been running smoorhly
- by traceyb
- Sat Jul 10, 2010 10:38 am
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
hi thank you for your reply. sorry if i seem a bit dim still have a bit of baby brain am i right in thinking that any extra you pay in to your iva is a bonus for the creditors as they get more money it does not reduce the term of your iva. also if i could get a family member to help out what would y...
- by traceyb
- Fri Jul 09, 2010 11:06 pm
- Forum: full and final settlements
- Topic: full and final advice needed
- Replies: 15
- Views: 2584
hi i am eleven mths into my iva and it is for six years paying 225 for 50 mths and 77 for the remainder also has equity release tied in even though no equity and never will be due to 30k secured loan. asked if will be able ro move and in a round about way said no. therefore want to settle as wil nee...
- by traceyb
- Wed Jul 07, 2010 10:24 am
- Forum: Ask IVA Forum and Industry experts
- Topic: i wanted to settle my IVA early would it be poosible
- Replies: 4
- Views: 1637
would it show on my credit file that the iva was satisfied if i did manage to settle early. eventually we will need to move due to only having two bedrooms but can not afford this whilst in iva so thought with potential ppi claim and ongoing payments it would equate to what i would pay for the entir...
Search found 12 matches
Page 1 of 1