I would like to ask you how long it took to finalize you full and final settlement I offer my f&f since July 2010 but nothing until now

I am in the same situation with payplan, 5 weeks and no response regarding my F&F, sent 2 e-mails no answer, called asked about my IP contact no. the anwser was they are not allowed to speak to clients I am in a mess, nothing has been done. the IP details in not available in the internet!!!

Hi everyone
although most of my creditors voted infavour of my IVA, I start receiving correpondences from them for full payment or legal action will be taken, I called them, gave them the IVA ref. but still I revd more 3 during this week what else should I do
thanks

a very good luck from me

Hi Shah, same is here with me, I have been told that it is me who decide, I know the amount I offered sound very good and the tone was not nice

thanks Melanie

thanks Melanie, do I have to continue paying or not

hello everyone there, I managed to speak to the case officer, he explained that the process of F&F will take between 2-3 months, is that correct do I have to carry on paying my monthly amount or stop paying until I hear from my creditors

good luck. I am sure salvation is almost upon you.have a good night sleep

I am so happy for you as I am still waiting to hear about my full and final settlement, and wish you all the best

Hi Scaredykat, I think you are very lucky to find this forum before you commit yourself in IVA, when I did it I knew nothing about it had a quick look in the proposal signed and sent, after a read the chairman report I was about to have a heart attack then I found this wonderful forum, now I spend a...

thanks Michael for the explanation

Hello again, I contacted my IP he is away, but I managed to increase the amount through a third party to 10,000 but I need a clarification on the chairman report which says: The total costs, fees and disbursements of the IVA, including the cost of any variation meeting, must not exceed the total of ...

Hi Tom 2509, I think you are not alone, I went through the same I did try to check everything but most of the phrases were so difficult, and my IP staff kept sending messages urging me to send the proposal, I did not not know how serious IVA until I found this forum but it was too late for me to cha...

I will do that and thanks again for this valuable advice I will keep in touch and let you know