Thank you again to you all, this forum is a fantastic place to get all the advice one needs. And in my case, a lifeline to what looked like an hopeless cause. Also, creditors often get accused, as to being the ones to blame for allowing people to get into debt. But has my case goes to show, they are...

I've just received the most wonderful news, the proposal put forward by MCD has been accepted. I owe so much to Andy and Michael from McCambridge and Duffy, especially Andy. Also a big thank you to all on here for their support. When Andy rang and told me the news, I just started to cry. Thank you e...

A quick update. It was the second creditors meeting yesterday, as of yet I haven't heard anything. I guess no news is better than bad news! I will let you all know as soon has I hear anything.

Thanks Michael, I know your all doing what you can for me.
Regards
Stephen

I'm still awaiting the outcome of the creditors meeting.I contacted McD yesterday, and they are still waiting for all the creditors votes to come in. The ones that have voted, had rejected the proposal put forward.
Also had my op last week, and things aren't looking too good on that front.

Thanks for all the support, I'm trying to stay positive in my outlook, it's been a hard year, but hopefully some light at the end of the tunnel.

A quick update. I've got my creditors meeting on the 25th August, so fingers crossed that they accept the proposal put forward, of accepting what as been paid into the IVA until now. Also in hospital on the 17th August for more surgery, and a very lengthy rehabilitation.

Sorry Michael I won't be in this afternoon, I promised my daughter I would watch her, in her school assembly.
Regards
Stephen

Thank you Michael.

Michael did you receive my e-mail I sent you.
Regards
Stephen

Thank you everyone for all your advice. Michael I tried to e-mail you on here, but there is anti-spam filter stopping all e-mails to yourself. I have e-mailed you at McCambridge & Duffy if that's ok.
Regards
Stephen

Hi Michael I'm actually with your company.

Oh dear I don't know what's happened but the post above from shirt45 is me.

I recently lost my job through ill health in March this year. We are in our fourth year of the IVA, but have had to miss the last 3 payments after contacting them and explaining our circumstances. I am now due to go in back in hospital in the next few weeks, and I'm looking at a lengthy lay off befo...

I really hope so, I dread to think what will happen otherwise.