Lol yes we certainly do know and please tell her thank you too x

Thank you Tina yippee whohoooooeee! ! Totally agree with the invaluable support. This forum is a lifeline and many,including myself, have used this forum at all hours in the hope that someone comes along with reassuring advice. X

Thank you Tina and Foggy you have been very supportive and I too will continue to support others on here. Both my husband and I have really appreciated it. Now we have the certificates does that mean thats it - no comebacks as such from creditors and cannot ask for anything else. I just think I am h...

Thank you. Debt Lifeboat is who we have been with. There are only a couple of us on here with that firm. They have been absolutely BRILLIANT but there are other good ones on this forum too.
I don't think it had sunk in still as yet.! OMG.!

OMG - thank you. I can't believe it. I guess I was unsure as for some reason thought the certificate would look like kinda one when you've been on a training course lol. YEAH!

Hi all
Just received a certificate saying Certificate of Completion Pursuant to Rule 5.34 (3)
Is this our completion certificate are we all done know? ?

Thanks footiemad yes they have been brilliant just hope we get a speedy closure. Definitely a thumbs up to the drinky. I won't be a stranger on here so will keep in touch x

Thanks again all. You have been all so supportive

Littlemisstrouble - yes was a shakey crying wreck but it was all relief coming out. It's been an awful year with my illness and HMRC and now hopefully we can look at a brighter future x

Thanks Skippy x

Thank you Lesley. What information is usually in the chairmans report just wondering what we are expecting? X

Thanks again all.

Wildrose ~ we have paid monthly for the last 3 years but our circumstances drastically changed. We have been fortunate enough after a long struggle since last October that family offered a F&F for us.

Thanks Foggy. We've been saving our Tesco vouchers and are off to spend them tonight at Bella Italia for a big slap up meal out. WOOOHOOOOOO!!!!!!

YEAH! Tears of relief. F&F has been accepted with no variations. Completion Certificate should be 28 days. Inlaws are transferring funds over for us now. Chairmans report being prepared for us. Can't say what a relief it is. Just want certificate now. Thanks to you all for your support. I will certa...

Ahh thanks guys. Will keep you all posted. It's only nearly 10am and I am a nervous wreck already x

...creditors meeting 2.45pm today for F&F, very nervous.