Natwest have to go through the process of entering the application through their system. At this point it will always fail as Natwest's system cannot differentiate between an IVA and Bankruptcy. After this a hard copy application can be made with supporting evidence of the IVA and it is sent of to a...

Natwest offer an account (Foundation) for self employed and Ltd companies. They allow all the usual banking facilities (cheque book, debit card, direct debits, etc) except an overdraft. New businesses also get 2 years free banking. Now you do have to be persistent, you have to go into your local bra...

Thank you everyone for your replies. You're correct about the credit agencies, I've got the Equifax report and it states IVA and not BR. The account I need is a basic business account, Natwest have asked me to take in my Equifax report and IVA details and they will try to override their system. Fail...

Hi, I've been to my local branch of NatWest today to open a new bank account, just a basic one. I told them that I was in an IVA, which they didn't consider to be a problem. Part of the application process was a credit check using Equifax. The result of this stated that I was Bankrupt instead of in ...

My first post, so I hope I'm giving you all the neccessary information. Have been in a IVA since December 2008, myself and my wife. Total debt £53,743. Accepted dividend 29.88p in the £. My parents have a policy maturing in September and have offered to give us £15,000 to make a F&F settelment (£5k ...