Wow! Thanks Andy - and thanks everyone else! What a lovely surprise after a hideous Monday. It definitely won't be my last post; I just hope I don't bore you all too much!! xx

It's good to have you back! I always go into panic when you're not around!! It certainly feels like autumn down here on the south coast today.

Hi there, You've done well to get through the first year and the trauma of redundancy - as well as finding a new job - so congratulations. I'm no expert and I'm sure Jan, Mel, and all the regular posters on here will get back to you, but I would have thought that you need to speak to your IP again a...

Lesley - you are always such a great poster on here and a real inspiration so moan away!!! As for being a drama queen - isn't there a bit of that in all of us? Not that I'm suggesting you are for one minute! I'm only 2 months in and have just had to spend £600 on my car and yesterday somebody ran in...

Hi Loopy Do it do it do!!! honestly, it will be the best thing you've ever done! I rang DFD and the guy at the end of the phone was so patient - in between me sniffing and crying and getting confused... If you give somebody a call, have your details about your finances with you written down so you c...

Hi Michael I did make a very small token payment to all creditors and was very upfront about what was going on. I did find that I didn't get huge numbers of phone calls and letters; I may have just been lucky but it could well have been because I kept them informed. Having said that I am still getti...

Good luck BigTrouble!! I hope yours goes the same way and will be wishing you positive thoughts. It's a strange feeling - I found myself smiling at strangers in the supermarket - I must have looked totally mad!! I had a text from a very no nonsense friend of mine when she asked how things had gone -...

Phew!!! A few little changes but I can now start all over again! IVA was approved today - a few calls later and everything is in place - I can now go off to Cornwall on Saturday for a few days break without any more worry. That'll be the first time in years!! Thanks to everybody for all their suppor...

Hi comrades - I've posted on here a few times and the support from all the regulars has been amazing so thank you for that. I have my creditors meeting tomorrow at 11am. I am sitting at work today having a major wobble. I have had some correspondence with DFD who have been really helpful - even thou...

Hi there Sorry to be a pain - this is the message that I got: That username is currently reserved but may be available in a couple of days. (Must be at least 4 characters, letters and numbers only.) Email Address: That email address has already been used. Please check your inbox for an activation em...

Hi
Sorry - it must be me! However, I have tried starting again but of course its now saying my user name and email address is already in use! I just want to start again. What's the easiest way of doing this?
Many thanks

Hi Jan
No - have copied it exactly and have made sure that the cookies are enabled too - although, maybe I'm just being a bit dense! Have just had my letter confirming my creditors meeting on 28th July so can't seem to focus on anything.

Thanks for such a speedy response as ever,
[:)]

Hi Andy, or anybody that can help! Am very keen to start a blog.. I've created the a name etc etc but I keep getting the message that my password is incorrect despite submitting a request for a new one. I don't understand how I can just start writing - can somebody far more technically minded help??...

I can imagine, and its shocking to hear that companies do this. Does this mean that when you are on the insolvency register companies access your information and cold call you? Is this allowed? It would be hard not to be tempted in your darkest hours. I'm about to return my signed proposal to DFD - ...

What's wrong with Dorset?! I live in Dorset and its the one thing keeping me sane!!