Hi, I am currently in an IVA but with only 3 months left to complete my payment, my annual review was not done last year, my bills and rent increased so when i tried adding it to my expenditure i was left with -£197.00 from my monthly payment of £171.00 so i decided not to add it inorder not to fail...

Hi ive been in IVA for about 2 years now, my wife is in DMP my IVA practitioner contacted me a few weeks ago saying that as part of my terms of my IVA that my wife was suppose to look for work and then work in order to contribute to the plan, my wife has been applying for jobs but unable to secure o...

Hi Lesley, Thanks for your reply I have not checked my contrct but they told me that it is in my contract that my wife must find a job so i dont know what to reply them becasue i can see her doing a paid work in the next 1 or 2 years Much regards Derrick. font size="1" face="Verdana, Arial, Helvetic...

Hi I am in an IVA with Payplan for over 2 years and my wife is with DMP but she is not working at the moment so I'm the one paying for her, I got a letter from Payplan saying saying that part of my contract is that my wife works when my 2 kids are in full time education, my 2 kids are in full time E...

Hi,
I am just 5 months in to my IVA and i get paid every 4 weeks i gave them 3 of my pay slips but on my proposal it shows the amount i earn in 4 weeks as my monthly wage.

Hi
I just realized that my IVA was worked out using my monthly payslip, i have been told that my work pays every four weeks which comes down to extra one month in a year i don't know what to do now , because my monthly IVA figures was worked out using my monthly payslip for 12 months.

Hi I am just 5 months in to my IVA with Payplan Ive done overtime which was a little lower than %10 for a few months do i need to inform them? I have also been given a pay rise which is still lower than %10 of my total income is it also worth informing them? finally what will they require for a year...

I just started an IVA, and it's worked out based on my 12 months salary but some years will be 13 months will i still have to pay for the extra month.

Thanks for all your replies, I am going through the pension agreement now i believe i will be able to suspend it, but will not be able to rejoin it again when once i suspend so i believe it will be to my detriment, hopefully my IP will be able to reason with me.The other modification in my plan is t...

My IVA was approved yesterday but the modifications made was that my wife should look for work and i should check with my work pension provider if there can suspend the payment for 2 years for me to pay the money in to my IVA,can this be done, i don,t want to suspend my pension.Another question is t...

Hi my proposal for IVA has just been signed and a meeting of creditors is to be arranged soon by my IP. I have a child Trust Fund for my daughter with one of my creditors will the IVA affect it? Do i have to transfer it to another place, advice please.

I am about to go in to iva but i could not afford minimum payment for some of the account so i have been defaulted and asked to pay the arrears within 7 days my IP will contact my creditors next week will this affect me is advisable to pay the arrears off.