My husband and I were self employed and dealing with finance and knew that self employed people could not have PPI because they would pay out if we had to make a claim. We checked our statements every month thoroughly so know 100% we had no PPI on credit cards or loans

My husband and I have an IVA with DFD due to finish in March 2015. We received paperwork at the begining of 2014 variation in terms and conditions. we read through the papers and declined. we have now received more paperwork advising us if we do not sign and agree we will probably not conclude when ...

We have an IVA with Debt Free Direct for 6 years. We have one year to go but I have just received notification and conditions. We have read read them through but still unsure if we should sign. Any one else out there and received them, if so could I have your comments

Hi
My husband and I have one year left of our 6 year IVA with Debt Free Direct and we have just received a terms and conditions change and they want us to sign them. Has any one else received them and if so could I have your comments.[:)]

Good morning in-a-mess-indeed. Good luck with the IVA its nice to be able to sleep at night again. When the debts pile up you really think you can cope and most of the time the pile gets higher {I think its putting your head in the sand we have all been there}. I approached Debt Free Direct during t...

Try LV my husband has his car insurance with them and we also have our house and contents. Because we have two separate insurances we got a discount worked out alot cheaper than all the others they apparently link them together and you can pay them monthly - over 9 months as apposed to 12 feels like...

I contacted the forum for advice with regards to banking the other day. I said that I currently banked with Nationwide and how much they had changed since I had an IVA registered against me. I wrote to them and asked if I could get a debit card instead of the cheque card they issued me with {though ...

Has anyone heard from a company Moneymeans. I received a letter from them today I'm not going to contact them but just wondered if any one has heard from them. I hate it that companies can get hold of my details because I have an IVA asking me to contact them. I am with Debt Free Direct and are more...

This is so good being able to be in contact with real people who have or are going through an IVA the support is second to none. I have fantastic children who are there for me but they dont really understand not really. The are all adults and they try but they dont not really. Its good know someone ...

Unfortunately, Nat West was part of our IVA so I cant go there. I thought Building Society's were supposed to be more personal than banks, but I feel Nationwide shows no assistance at all.

I think I am just feeling sorry for myself at the moment I apologise to everyone reading

The last letter I received from Nationwide they confirmed that are going to stop issuing cheque books and as i have a cheque card, I only use it as a cash card, as number one I do not have a cheque book and most places will not take cheques now so seems pretty pointless issuing cheque cards, as they...

Thats what I put in my letter to Nationwide. I didnt ask for an overdraft or anything else, just something to be able to use when I go shopping instead of carrying cash with me. I just felt that the way in which my request for a debit card was handled by Nationwide was wrong, as if I wasnt a valued ...

Does anyone else feel like I do at the moment. I have an account with a bank have had it for for years. They issued me originally with a cheque card, I wasn't bothered at the beginning as it wasnt my main bank account, but now it is. I wrote to them and asked if I could possibly have a debit card in...

Good Evenining Declan
Is there any chance that you could let me have your direct email address, as I dont really want everyone knowing my details.

Many thanks

Marie

Hi Declan
The Company which are chasing us is LLoyds TSB, though they were included within our IVA. Please advise what actual details you require and I will obtain for you