The original amount to pay back was @ £24000, but with the extra month in the last year and £1500 we payed in Jan, this would take it over that.

Hi wondering if someone could help,we've been in our IVA for 2 years now. So far have payed £18,324 back. With 13 payments of £240, 11 payments £360 £1500 we owed for husbands wages being over. Plus £9000 we payed from a insurance at the begining, which was part off our IVA agrrement. As you can see...

I swap with family and friends.....but since IVA started in Jan now use library all the time, i put reminder on my phone to remind it needs to be re-newed so i don't get fined....lol

My local area is free, and I am lucky enough to have a nature reserve behind the house. I prefer spending money at Christmas - we're not particularly bothered celebrating it but we do enjoy the food and drink. That's what we use our vouchers for. I just like the fact i get 4 times more when i use t...

We just live 5 mins walk from the beach, hubby took DD to it yesterday (moi at work) sent me some pics via his phone. You'd think they were abroad....LOL.

Just got some more vouchers thru today to go to another theme park via Tesco clubcard vouchers.

Home made chilli with oven chips (got no rice in) and then sorting for camping,5 nites under the stars. so lots of BBQ food over next few days...LOL!!!!

Its funny skippy i did a shop at M&S @ 3 weeks ago, found some vouchers in a draw, £45 altold!!!! I treat us to some steak, @£7 for 2 sirloins, best steak i have bought for a long time. Sausages were on offer,£2 they were nice too......but i mentioned to hubby how much cheaper i found them too!!!!! ...

I fully understand how you are feeling....but there is light at the end of the tunnel now. After much searching thru the internet, we decided to go with McCambridge and Duffy, they were excellent from the very first phone call. We also didn't have to pay anything up front. I'm sure more people will ...

I look in fridge and freezer to see whats leftand plan this into the next weeks meals.I plan for every day, make a list and stick to it.I also use shops like quality save and farmfoods-2x2litre milk for 1.50 and 2x hovis bread for 1.00.I go there first to see if anything is cheaper then head for th...

Congrats....best feeling when you get that call to say you got your IVA!!!!

Were only early days into our IVA,but also i have a brilliant husband(soul mate)who also makes me laugh.Our DD is our world, and some of things she comes out with(only 6yrs) are sooooooo funny.Also since going into the IVA any bargain i get really gives me a buzz. I really appreciate now what i've g...

LOL

Must say other day on FB friends had up not open video that had been "sent" by them as they hadn't sent it!!!!!!!
Also other Private messaged a friend who had suggested someone to me, her reply was she hadn't.......so take care and caution!!!!!

What a good idea mel, never thought of doing fortnightly and just buying fresh stuff when needed!!!!! Will try that next shop.....plus just got £5 voucher off at tesco if we spend over £50!!!

Since decideing to go for our IVA in Dec 2009 i've done our weekly shop on http://www.mysupermarket.co.uk/ but always write a list and stick to it. Excellent website, cause it tells you if another brand is cheaper too!!! Martin lewis reccomends it too. With it being our first few months in IVA were ...