So, been promised my certificate will be arriving before Christmas, continually chased it- waiting the 10 working days for an email from the closure team only to be today today that ppi now needs to be investigated! I've continually told gt tha I have never been Mis sold an never Evan had the protec...

I can feel your pain. I made my last payment in April 2012 and i am still waiting PPI should not be holding my case up and I've requested a deceleration to say i have never been mis-sold it! I keep getting fobbed off, they told me the certificate would be here before Christmas.. and when it wasn't t...

Karol, any chance you could please chase this up again for me? eventually had a response, however the creditor attempting to make a claim was already on the statement of affairs - just as Natwest and not RBS (same ref no. etc!)- so a massive delay for nothing! Sent all the supporting documents but n...

Any luck yet Karol, still awaiting a response??

Thanks Karol, appreciate it. I was never missold ppi, in fact I never even had it on my loan- made them remove it. Even told gt this months ago when I received a letter. Was told I'd get a deceleration to sign- not had this but have been told that this wont hold up closure! Hopefully Karol will be a...

I'm getting a little fed up of GT. my IVa completion certifacate is due on 4th november. (6 months after my final payment). i rang at the beginning for the month to ensure everything was on track, only to be told that it can now take up to mid Jan to come through! When i questioned why i was told th...

I recently received a letter, like many other people from grant Thornton regarding eic! I rang and asked them not to pass my details on, as I had never been mid-sold or had bank charges to claim back. Was advised that they you send me a declaration to sign. Nothin has come through and when I rang to...

I've spoken to GT and they advised that still bound by IVA rules until certifcate comes through- so cannot obtain credit.

Doesnt bother me that had to cancel- not worth risking after 5 years, will just re-apply when fully completed they've accepted me once so fingers crossed for next time.

Karol, i've dropped you an email.

I'm really worried now, hope i've not messed things up!
[:(]

Thanks for all the quick replies. I was shocked myself that they gave me one, i did really expect it. I thought it would be ok as i thought i'd read in my propsal that i could get up too £500 credit- but i've rechecked and now cant see that now (maybe i'd read it on here somewhere over the years!) K...

Hello,
I've made my last payment to GT last month, and have applied for a credit card (i've been accepted for £500)it arrived today. however im now worried that this might effect my certificate coming though.

Can someone please advise? should i cancel?

well, just spoken to Lauran at GT. As i am not a homeowner the review they did in March is sufficient. Case been passed to the review team today, fingers crossed everything is as expected!! Whoop Whoop- roll on November for completion certificate!

There is light at the end of the tunnel!!

no i rang them and queried this as the letter did not mention final. The just said send the usual stuff. Sounds like i'm going to have to go through all the waiting again. Will call them at 9 to see what they say.

Whoooohoooo!
Final payment had left my account this morning!
What happens now? How long should i leave it before calling GT?
I had an i&e review in march, will i need another one for the final 2 months?

Thanks Ginger, looking at Leadership and Management or Business studies