andonly just found out as regards to the disability allowance that has been awarded to my son.

my I & E has just been done.

HI. Around 46k of our debt is in my name only, and the further 6K debt in is my husbands. We have a joint mortgage and am wondering if were were to fail the IVA we are currently in and opted for the route of bankruptsy for myself only what would any possible implications to this.

Do you mean that you have earned £8k more than the income you disclosed on your IVA proposal? What provisions were there in the proposal for you to have to pay over additional earnings on top of your usual IVA contributions? Yes we have earnt more than was given in our earnings. When we took IVA ou...

HI. went into an Iva last May 2009. We have earnt over 8K . Now very worried as the annual review is here. what will happen? As we dont want this to fail , noticed also on income and expenditure it did not take into account the childcare that we have had to pay for holiday clubs etc for children( ha...