Thank you so much, I appreciate all your swift responses.

it is a shame but I will figure it out, I have come this far hey

Hello everyone, My IVA completed in the summer, what a relief. I could not have got through it without reading and keeping up to date with all the information and stories on this site. Thank you! It has come to light that there is some utility bill debt that is outstanding. This stems from when I wa...

Thank you so much Michael. You have been very helpful.
I will post an update on here to let you all know. Hopefully sharing the story will help others in a similar situation.

Hello again to you all, As the IP requested we have had a valuation done, the house has been valued at £260-270,000. We still have 130,000 on our mortgage to pay. We have have failed to get a new mortgage and have proof of rejections. Am, I right in assuming that another 12 months is likely to be ad...

Hello everyone, thank you for your responses.

Michael a special thank you to you. You provided a lot of information. I guess it would make sense to get the redemption certificate and evaluation of the home first. I will update you all or contact you directly.

Thanks again!

My partner and I have 7 months left of a 6 year IVA, we pay 145 a month. McCambridge Duffy has contacted us asking for: 1.Recent property evaluation 2. Mortgage redemption statement. 3. 2 mortgage offers/illustrations. My income is half of what it was when we got our mortgage as I am now self employ...

Thank you for your response.
My parents have said that they could manage £5000 to £6500.
(Also from the £12,300 half of that goes to the IP company fees)

Hello everyone,
My partner and I have a Joint IVA, it is a 6 year one, we are currently 30 months into it. We have paid about £12,400 including some money from over time. We have about £12,300 left to pay. My parents have offered to loan us some money for F&F payment.
What would a good offer be?

Hello to you all. I am almost 3 years into my IVA. I received a letter from my Supervisor (McCambridge Duffy). The letter was requesting that I file for PPI. They also stated that it is a must that I file for this and I am not allowed to refuse or defer, is this true? Legally can I say no? Might I a...

Hello, My partner and I have a joint IVA, he is in full time employment and I am newly self employed. We just started the IVA a few months ago up until that time my new business was making a steady £650 a month, this was also the figure quoted for my IVA. In the last few months business has been slo...

Hello,

By signing the RX1 land registry restriction form what exactly am I agreeing to?
Please tell me a bit about what it is.

Also when will this restriction be lifted?

Many thanks

Nali