Great news , the meeting was held today and the variation was accepted
Now I just have to sell the house

Very Sad to hear this. My own IVA started Sep 06 , my IVA company is Grant Thornton. It really makes you rethink how bad things really are , or not. To have done such a terrible act, this man must have been right on the edge.
RIP for him and his poor family.

Thanks Mel .

Hi again :) Well after what seemed an eternal wait, the F&F proposal meeting has been set for August 2nd. The IP is putting forward a proposal based on the following 1. I have paid 39 installments out of 60 2. I am unable to pay any more due the fact my wife has moved out pending a divorce, my own i...

Melanie/Michael would it potentially take less than 28 days for the notice period if the creditor was just one company?
Thanks in advance for your answer and the nice messages

Hi all , thanks for your replies. The IP said that the variation proposal would take 4 weeks plus at least 28 days for the creditors decision. Thanks Michael , I will follow your advice, I have also alerted the estate agent to the fact it may take 8 weeks from now before I can progress. They seem ha...

Hi all I am trying to sell my house in a full and final offer to my creditors and have hit a huge stumbling block. I was told by my IP that I needed to have my house on the market before I could propose a variation / F&F. The IP indicated that once the paperwork ( sales particulars/mortgage statemen...

My wife has sought legal advice, none of the debts are associated with her, they were pretty much for my own 'misuse'. We have had the house valued and will be putting it on the market this weekend. My IPA has asked for the vendors details, o/s mortgage redemption details to calculate the possible e...

Thanks for that insight Melanie , I will bear it in mind.

Hi Melanie, as mentioned before , the mortgage is in my name. My wife has spoken to a solicitor and he confirmed the fact we were married before the house was bought gives her rights to 50% on a seperation. I am not contesting this, with regards the debts being incurred to fund household items ? I a...

Hi all I am in the 4th year of my IVA, things have gone badly over the last few months. I have contacted my IPA about the possibility of selling the house in a full and final settlement bid. Last week my wife told me she wants a separation.[:(] We were having more than the usual problems to deal wit...