I thought one of the advantages of the IVA was that you don't have to make payments if you get unemployed during the IVA ?

actually it would be good to hear from the professionals as well on this...

thanks everyone...

I think I'll just have to wait and see whether I can postpone the moving out... I don't want to go back to the IP for this at this stage; it just feels wrong.
I wish they'd hurry up with this b***** certificate! [:)]

thanks everyone,

I accidentally posted this question twice!

the question was "am I allowed" to apply for credit before the certificate arrives rather than what my chances are (I understand they're very very low !)

thanks again !

thanks!
I think I made a mess by trying to post on the forum, I'm now going into that post trying to reply and it won't let me !

Hello, I've just finished an IVA and was wondering how soon I can apply for credit? (I haven't received the certificate of completion yet - is that what it's called?) The reason for the need for new credit (don't judge me! :)) is I have to move and there's no way I can afford the deposits and moving...

Hello,
I''ve just finished my IVA.
Can I apply for credit before my completion certificate has arrived? I really need a loan to help me move house, it''s impossible to carry out the move otherwise...

thanks