Hi Jane

Where abouts do you live? If you live in England or Wales the compulsory education leaving age has changed this year.

Students who are in the current year 6 must stay in some form of education or training until they are 17. This rises to 18 from next academic year onwards.

Hi I'm an ex OU student but still keep in touch with what is going on through the OU website. I'm pretty certain that OU fee's have risen significantly (as have traditional Uni fee's) but there is talk of finance being available through Student Finance for he the first time. Might be worth looking i...

I work in front line Child Protection social work and also do the odd weekend shift as a support worker for adults who have a learning disability

To have received my completion certificate this morning.

I am at last debt free:)

Sus

I understand about the school uniform costs Squidward. My son has to have a blazer and jumper with the school emblam (£80 for the two). Another £85 for the school sports kit then additional for shoes, trainers and football boots. At almost 13 he is forever growing out of things at the moment. I say ...

If the Judge made such comments he was very wrong.

Under childrens law, children are allowed a say in these type of situations and they should be listened to. The needs and the safety of the child are paramount.

Sus

I'd been with my ex for 16 years when I decided enough was enough and divorced him for unreasonable behaviour. During that time he'd set up a buisiness, which we both worked in. Trouble was the company was just in his name and he refused point blank to make me a partner or director. As the company w...

Courts are not always biased towards the female. My ex could afford the fee's of a very good lawyer and barrister (£25,000 + in total). They certainly knew how to work it and tie everything in knots.

I ended up with very little and have struggled ever since.

Sus

Hi Dennis

Just a thought, depending on what you are expected to pay over the remaining term, could you not offer a full and final of all/part of the lump sum in conclusion of your IVA? Especially as you face a 5% reducton in wages.

Might be worth a try

Sus

Hi

I'm with Payplan and I have three months to transfer the funds.

Sus

I checked mine.

Right IP but wrong company. No longer listed as being with Payplan but with HORWATH CLARK WHITEHILL & CO!


Sus

Lloyds TSB were my major creditor.

The voted in favour of my IVA at both my initial creditors meeting and my variation for a full and final.


My initial dividend would have been about 32 pence in the £ and my full and final was only 13 pence in the £

Sus

I enjoy getting 'lost' in reality tv.

A cheap and cheerful way to forget about lifes worries and concerns for a few hours.

Sus

Cazlizzy your post bought a tear to my eye.

So sorry to hear of the tragic times you and your family are experiencing.

Lots of love and take care
xxx

Thanks every one[:)] Hi Tristan, no my f & f offer was well below what was originally expected - only about one third. But my circumstances changed so drastically over the past few months that I have been 'living' on a deficit income. If my creditors had not accpepted bankruptcy would have been the ...