Hi Not been here for a while, lots going on with parents care. I'll cut to the chase, out creditors had their meeting on Friday 9th July and all creditors agreed to a full and final settlement. We are beside ourselves with relief, we paid a settlement of £32,000. I'm not entirely sure what happens n...

It's all gone a bit quiet, hopefully will heard something soon and will keep this post updated with progress

I should say that they were brilliant when they were setting up the IVA and the annual communication is always good, and they get back to me quickly, even if it's not the right information

I quite agree, I never realised until I came to this forum that it was even an option, I do think the case officers are sometimes perhaps not as well trained as they could be and I've also had quite a few case officers over the past four years so no real continuity.

My case manager has sent me an income/expenditure form to fill and says she will put forward the full and final settlement offer. I feel very anxious now as I worry that this will in some way affect my parents and clearly I don't want them to have any more worry than they already have. Do you know r...

OK, here we go, I've contacted my case manager and IP, I'll keep this updated regularly with the outcome

Thanks again everyone for all the posts, I slept a bit better last night! I am going to contact my case officer today, is that the correct way to do it or should I contact the IPs?

Thank you both for the feedback, I can't pretend to understand what you mean exactly but I guess if I approach Payplan and suggest this they will know what to do and act appropriately. Just to confirm, does this mean no bankruptcy?

I have an IVA due to end June 2011, however I have been made redundant and have got the statutory redundancy package, so not very much at all. I currently pay £700 into my IVA per month and have doubts about getting a job that pays anywhere near enough to continue the payments as they are. I have co...

Hi I am in a position where I have to leave my job to care for my parents as they have both recently fallen ill, I currently earn a little over £2k per month and pay £700 per month into my IVA, I have been paying it for 4 years. I will get a carers allowance which isn't very much at all and will sti...