Search found 13 matches

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by Joanne.nd
Thu Nov 22, 2018 9:20 am
Forum: Ask IVA Forum and Industry experts
Topic: It wasn’t a TRAIN.
Replies: 9
Views: 8763

Fantastic news! Congratulations. Can I just ask how long after your last payment did you get your CC from Creditfix and was the complaint due to the length of time they were taking to issue the CC? To be honest I never actually made the complaint but I was getting seriously racked off with their to...
by Joanne.nd
Wed Nov 21, 2018 10:40 am
Forum: Ask IVA Forum and Industry experts
Topic: It wasn’t a TRAIN.
Replies: 9
Views: 8763

Hello Friends, I use the term sparingly these days but I really mean it in every sense of the word “FRIENDS”. I have had a rough but worthwhile six year learning curve. I’ve discovered what it means to be truly skint. But I’ve also discovered the freedom that being in control of your finances, albe...
by Joanne.nd
Wed Oct 24, 2018 9:49 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA closure
Replies: 7
Views: 6273

Joanne.nd wrote:
bowbow84 wrote:
Hi there.

My IVA is currently being closed. My company have said I should receive my cc by Friday through email and two weeks by letter. Is the email the same as having the letter?

Many thanks
by Joanne.nd
Wed Oct 24, 2018 9:20 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA closure
Replies: 7
Views: 6273

bowbow84 wrote:
Hi there.

My IVA is currently being closed. My company have said I should receive my cc by Friday through email and two weeks by letter. Is the email the same as having the letter?

Many thanks
Hi Congratulations!
Can I just ask when did you make your last payment and which company are you with?
by Joanne.nd
Thu Apr 26, 2018 7:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Completed... but...
Replies: 7
Views: 5173

[quote="Backpack" First of all. Thank you to the team that set these forums up. I have been on here many times over the last 5 years and have normally found a response to any questions I have had. My question is a slightly odd one and I'm really beginning to worry about what will happen next. I pai...
by Joanne.nd
Thu Apr 26, 2018 2:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Completed... but...
Replies: 7
Views: 5173

[quote="Backpack" First of all. Thank you to the team that set these forums up. I have been on here many times over the last 5 years and have normally found a response to any questions I have had. My question is a slightly odd one and I'm really beginning to worry about what will happen next. I pai...
by Joanne.nd
Sun Apr 08, 2018 4:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix
Replies: 0
Views: 12414

Hi all has anyone got a name and direct dial for anyone helpful at Creditfix please?
Thanks in advance :D
by Joanne.nd
Wed Mar 28, 2018 6:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be passed to another IP once in place?
Replies: 11
Views: 6105

No communication no answer to e mails I just keep making the payments 5 years is up end of this year...
by Joanne.nd
Wed Mar 28, 2018 6:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be passed to another IP once in place?
Replies: 11
Views: 6105

CF are increasing their market share by purchasing caseloads from everywhere ! I would suggest that you read your proposal a few times and understant it inside out ... CF have loads of cases, from different firms, all written slightly differently and have been known to try to appy the wrong agreeme...
by Joanne.nd
Wed Mar 28, 2018 6:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be passed to another IP once in place?
Replies: 11
Views: 6105

kallis3 wrote:
Which company are you with?
Creditfix now apparently
by Joanne.nd
Wed Mar 28, 2018 5:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be passed to another IP once in place?
Replies: 11
Views: 6105

Joanne.nd wrote:
My IVA has been passed on to another practitioner without any warning etc is this legal?
The IP has not ceased trading...
by Joanne.nd
Wed Mar 28, 2018 4:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IVA be passed to another IP once in place?
Replies: 11
Views: 6105

My IVA has been passed on to another practitioner without any warning etc is this legal?
by Joanne.nd
Fri Apr 09, 2010 1:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi we have joint debt of around 65k
Replies: 4
Views: 1371

Hi we have joint debt of around 65k mainly on credit cards. We have a mortgaged property with no/very little equity and have been told that if we go for an IVA we would be looking to pay around £600 a month which will still leave us fairly stretched financially are we best to go for bankruptcy but d...
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