Hi all
I have made a faf offer of 14k and have got a short fall of 2k . can i pay the 12k and find the other 2k in a couple of weeks?

The tribunal figure will be the redundancy pay out, so its on top

Hi all.have just made a full and finale to my ip and have just been told over the phone it will take 6 weeks before i here anything, is that the norm? I am taking my ex employer to tribunal for redundancy monies and they have offered to settle out of court. Does this money, if we can agree on a figu...

Thanks Melanie do you think I should ring my I P and tell them what has happened and ask what my options are?

hi a n other do you mind me asking what you paid out f how much they were looking for.

We are both out of work now but my partner should be able to find something but probably only for about half of what they were earning. Family will also help to some extent with our living expenses as and when required. So does it make a difference if both of us are not working. Do you mean that if ...

Hi all heres some figures for you to look at. I have paid 15816k in to my iva, my payments are now 564 pm I still owe 9372k have just lost my job and am getting 8k there is 20 k equity in the house,cant see me getting anouther job earning what I was earning any one out there think if I offer the 8k ...

does any body know anything about the iva watchdog site they offer free advice,or is it just another waste of time or debt management co

If they put this forward as a variation and it is rejected does that immediately mean that the iva will fail, that they will make us bankrupt and we will lose the house anyway. So, could I for instance say that if its rejected I go back to paying the monthly repayment using the 8K. Is that an option

Thank you for your reply Michael so should I offer my IP the 8k as full and finale payment,

Hi all I have just been told I going to loose my job and will probally get 3 months money around 7k i am in the 4th year of my iva and my payments are 575 per month,I am not sure what to do as I dont think I will get a job very easily at my age,50, should i give the money to my ip or can i use it to...

Thats it, makes me wonder if they just want you to stay in your iva till year five and when yoy cant remorgatge make you bankrupt anyway,also does any one out there know if you cant raise the 85% in year five and your iva goes on for 1 more year are the payments the same as for the last 5 years? how...

Thanks all you guys,once again cant speak to my ip, he is not available and they are putting in a new computer system and will call me this week. Have asked for a settlement figure and was told you must make an offer and they will let me know if it is acceptable, why cant they tell me what they are ...

Ok Melanie i will, thanks, can I ask them what they will will take as s settlment if we can raise money from family?

What is the lowest they will take as a full and final payment/ ie pence in the pound?