Search found 9 matches

Search found 9 matches Page 1 of 1
by Jason1973
Thu Feb 03, 2011 1:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Reduncy
Replies: 4
Views: 1248

My wife has been offered reduncy how would we stand with our iva it only had 18 months to go the last couple of years have been hell not from an iva point of view but every thing else in 2008it all started my wife lost a baby & was diagnosed with cancer (ct scans have been clear since) her employer ...
by Jason1973
Wed Mar 03, 2010 11:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: What is the worst that can happen
Replies: 7
Views: 1347

the insurance company paid out £2500 for the old car which has left us £800 short I'm planing to spend about £2500 which a loan taken out by third party which will pay for the car so basical there will be no change in what we are paying for the car if IP doesn't like it I dont care we need a car we ...
by Jason1973
Wed Mar 03, 2010 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: What is the worst that can happen
Replies: 7
Views: 1347

"Did you try Duncton for car leasing? They are excellent with IVA and BR. The loan will be in someone elses name, but I imagine you will have to justify the expense to your IP." Leasing is not an option as 1 I dont have the deposit & 2 I cant aford the payment as I have been told by IP that I need t...
by Jason1973
Wed Mar 03, 2010 9:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review??Can anyone explain to me
Replies: 11
Views: 1832

I haven't really made any money in them no more that I would of by putting £5 a week in to a savings account
by Jason1973
Wed Mar 03, 2010 9:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: What is the worst that can happen
Replies: 7
Views: 1347

I’m a bit worried as my wife wrote the car off & I can not find anyone what will do a new HP agreement for a new car. So I have gone down the route of getting a third party to take out a loan & I will be making the payment. Do I need to tell my IP? I am as so due to get some inherence soon its only ...
by Jason1973
Wed Mar 03, 2010 9:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review??Can anyone explain to me
Replies: 11
Views: 1832

we have just sent our wage slips in I was just wondering. my employer runs a buy as you earn share sceam I've been paying £5 a week into it for 2 years now I had to cash them in for christmas. the think is they were paid in thru my wages as they were supject to NI & tax. would my IP treat this as in...
by Jason1973
Tue Mar 02, 2010 3:42 am
Forum: Ask IVA Forum and Industry experts
Topic: I think we have made a mistake
Replies: 19
Views: 2658

we got full market value which is nowhere near what we owe on the car we were sold PPI & not even offered gap insurance (that makes loads of sence)

so the money we got for car has gone to the fiance company who will not refinance a new car with us (seams really fair as we have never missed a payment)
by Jason1973
Mon Mar 01, 2010 7:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: I think we have made a mistake
Replies: 19
Views: 2658

the reason we want a holiday is my wife lost a baby oct 08 and found out she had cancer at the same time. then last year she had a miscaraige then found out she was diabeicia. then in feb this year she crashed wrote the car off & had a hypo coma in the same week & all thru this we had made all our p...
by Jason1973
Sun Feb 28, 2010 12:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: I think we have made a mistake
Replies: 19
Views: 2658

We entered an IVA 2 years ago last month my wife has had an accident & wrote our car off. I spoke to our IP they have told we can get finance for a new car & but with conditions. we are having loads of problems find any finance even with our current car finance company wont lend us the money we need...
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