the property was disclosed at the time of the iva. one of the creditors has the mortgage. i was hoping to borrow as a secured loan over 5 years. i might be leaving country, so the rent pays off most off the mortgage per month.and also, i dont have to worry regarding becoming bankrupt when i am abroad.

at the time of iva, the house had a equity of only 2500, so ip said it wouldn't be included. but i live in london and the congestion zone changed this feb. since the announcement, its value has gone up considerably. i meant 40 + 18,000 = 58000 as a settlement offer instead of 63000 now owed. could t...

can you suggest which lenders lend for people like me wanting to settle the iva. is 1 year too soon ?

no, property not included in 4th year release. property increased by 20% in my area in 12 mths. 70000 over 5 years - 7000 pd. remaining 63000. equity around 40000, brother can lend now upto 18000. would it work if i offer to settle. i am afraid to approach ip at this stage- do they give independent ...

if my property value increases, can i close my iva? i started it 1 year ago