<t>Hi<br/> My IVA Completed March 2016. <br/> I currently have a house worth £125-£130k, outstanding mortgage is £113k at a ridiculous interest rate (nearly 5%). <br/> I am not wanting to move home, but just to re-mortgage to a better deal.<br/> <br/> I've spoken to my bank (Natwest) who did a "soft...

Foggy
Thanks, you must have read my mind. I've just emailed Equifax and about to log onto Experian, and Noddle. Are there any other Credit Ref Agencies? These are the three I've been looking at?
Thanks

Hi All My IVA Completed March 2016. I currently have a house worth £125-£130k, outstanding mortgage is £113k at a ridiculous interest rate (nearly 5%). I am not wanting to move home, but just to re-mortgage to a better deal. I've spoken to my bank (Natwest) who did a "soft" credit search which retur...

Foggy - thanks for your advice - I will definitely look into that. Plasticdaft - sorry but your comments don't really help - I am 34 years old - would be 28 by the time IVA finishes - not the greatest of ages to be starting a family. I would rather go BR than not be able to pay for IVF...will see wh...

Hi Wonder if anyone can help!! Been told this week that we need IVF to have our own family. As my hubby already has children from a previous relationship we are not entitled to IVF on the NHS....we need to pay £5k for the treatment. You can imagine how gutted I feel. Any ideas what IVA Company would...

The insurance covered the repairs, and the car is 6 years old so I don't expect it will need replacing just yet. I just feel its a little pointless pursuing if all of its gets swallowed up into the IVA. I have asked the case officer if there's any guidance as to how much is expected to be handed ove...

Hi I have recently had a car accident (non-fault). As a result I've started to pursue a claim. I've contacted my Case Officer to ask if I would have to hand any of this over to my IVA becuase if I did then I don't see the point of pursuing the claim. My Case Officer said when I have received the set...

Hi
I am expecting a compensation payout from my insurers following a car accident.

Does anyone know, do I have to hand this over to my IVA company?

Thanks

Hi What FAAAAAAABBBBBBB News!! I know how hard it is to dedicate all that time to exams etc and the thought that it could all be for nothing is heartbreaking!! To hear your fab news has just made my day!!! Would you mind me adding you as a frugal friend so I can ask you a little more about what info...

Hello

Just keeping this bumped up?

Thanks

Hi Natmac

Any update :0

Hi Nat Please do keep us posted...I am sitting my last ACCA exam and would be really keen to know what happens as I will be facing similar situation and was advised would be ok by my IP! Now am a little worried, so any update from you would be greatly appreciated!!! And, well done - all 14 done...I ...

Pandy - you will feel so pleased with yourselves when you manage to have a mini break....although I hate giving them my money...Ryanair have some fab deals, as do greatlatedeals.co.uk for accommodation...... Seek and you shall find lol! Kallis - am really pleased you've got through your 3rd one - be...

Well, I don't post often on here but when I do I love reading all the sound advice/support/discussions which people have.... I just wanted to say - I am with Payplan, they've been fab all the way through....Melanie Giles has given me a fair bit of advice too... I am one year in now and I can't belie...

Hi All I've submitted my I & E for my annual review. My salary has increased but so has my outgoings. My disposable income which I've been paying over to Payplan has been £291 per month. Now it looks like it will be about £220. I've included estimated cost increases in fuel and food shopping due to ...