Hi Just wondering what are the chances of asking for f+f on funds paid to date. Total original debt £56000 originally agreed to pay back £39744 but due to income increase total amount if we stayed in for 83 months would be £64000. Paid so far is £26745 so about 0.47p in the pound. The reason I am th...

Did anyone find out it there is a limit on which an iva can be extended?
Thanks

Yeah we had to extend in lieu of equity too and we agreed to that at the very start so thats fine but I am concerned as I just dont want it to keep on getting longer and longer if I had been told in the beginning it could go on and on but i was told it would never extend past 3 months so far its 11 ...

Hi Thanks for the replys thats my worry as my total original debt was 56000 and they originally agreed 72 months at 552 which would be £39744 paid back and the rest would be written off I have already paid 24000 and nobody ever told me it would run and run until 100% would be repaid because if that ...

Hi kazzafunk
Thanks for your reply if I believed it would end at a set time I would not mind but it keeps going up and up what if I need payment breaks in the future it may end up being 86 then 90 when does it end.

Hi when we first got debt advice we were told that an iva will be best for us and we would be debt free in 60 months that was 60 months as £497.When the creditors meeting was held we were told they would only agree the iva at 72 months of £552.Recently we have had a variation meeting done due to a c...

me too i think it is unfair we are currently going
through ivf treatment which has taken years and we are trying to look to the future and this has just put a spanner in the works a bit so hopefully someone can sort it for us and thanks everyone for your replies.

Declan
Thanks for your offer of help I have just sent an
email to you now.

Thanks again

Hi all I have done my Income and Expenditure and thats what has started all of this the main increases in my bills was insurance and I do have someone dealing with it but she said we have to wait a few weeks and I do understand that if we could afford it we would have to pay 100% in the pound but I ...

thanks for replying i am with debt free direct i spoke to a nice lady who said she will try and get the payments reduced without an extension but i have to be prepared for one. The original total repayment would have been £39744 and with the reduced payments we would still pay more the total would b...

Hi Could someone please help me? I am in an IVA and original proposal was £497 for 5 years NR said they would only approve the iva if we paid £552 over 6 years so we agreed this. Since then our payments have been £870 for a long time now but recently some bills increased and we lost some income so I...

Hi Thanks for the reply but I have been in this IVA for 3 years and I have had many tenants move in and move out and all I have done in the past is call or email and they tell me to adjust my standing order as either way it does not drop under the proposed amount and I always have a receipt for my e...

Thanks Kallis
Hopefully someone can advise me on what is expected of me
I honestly thought all I had to do was inform them of any changes so I dont see how it is my fault.

Hi all I need some advice I rent out a property and the tenants moved out so my wife emailed DFD the following Hi Team I am writing to let you know that my payment from 01/08/2011 will be £552 as our tenant has moved out and we have not received any rental income this month. I have adjusted my stand...

Hi ALL I have a real long story and was wondering what i can do. My wife had a payrise of £53 our payments were 676 my bills have increased by £17.70 therfore leaving an increase of £36.23 available for creditors.I informed dfd of this and received a call saying my payments had increased to £102? My...