Ive received a report from my IVA company confirming the f&f was accepted. It also says there will be a charge of no more than £300 for the variation fee - do I have to pay this on top of the f&f?

its very confusing snd not clear at all.

Thanks

Hi everyone

do i need to contact my iva company to get my creditors to update my credit file to show "settled"?

do I need to sent a letter to all my crediors and experiam?

Thanks in advance for any advice

Hi Everyone I promised to update you all when I receive some news - I found out on Friday that my offer for full and final was accepted! I am so happy - I was so nervous as I didnt feel my reason was strong enough to finih IVA early.(possible chance of redundancy) Does anyone know the next step? I s...

I will make sure I update you all - good or bad!

Thank you for all your messages!

This is a variation meeting. Full and final settlement to pay the agreement off -

Hi Everyone

My F&F meeting has been arranged with creditors for the 18th Feb. I guess its a waiting game. I have to thank Mccambridge Duffy - they act very quickly.

fingers crossed it will go through.

Thanks everyone - your a great help

When submitting an offer - how long does it take to got through and find out if the offer is accepted or rejected?

Im sure its different case to case however and idea would be great?

Hi Everyone

I just wondered what everyone put down in their letter for wanting to pay their IVA off early? I want to pay mine off however the reason is just because my family have offered to give me a lump sum and I want to make an offer.

Thanks in advance

Thanks for your help

So do you think I should leave it? The money is coming from my family.

The offer is around 1200 short of the full amount.

Its not just pregnancy - its a threat of redundancy. Its not 100% but its on the cards. We are a small company and 2009 wasn't a great year.

oh im stuck now...............

oh and I am paying 56p to the pound

I want to make a F&F offer on my IVA. I've got 23 months left and pay 300 a month. Ive offered 5500. Do you think this will be accepted. I cant get any more funds so this will be the only offer I can make. My only concern is that I have always made my payments on time and have no arrears so maybe th...