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by neonboy
Fri Feb 05, 2010 5:34 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

thanks lesley, please can you point me in the direction of skippy's blog


eveyone is so kind and helpful on here

much appreciated

greg
by neonboy
Fri Feb 05, 2010 5:32 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

thanks julie, the person i spoke to on the phone today said it was possible it may increase but he is sending me my I&E back in the post as he is not happy with some of the things i put on my I&E ( petrol, house repairs, motor insurance) i was never told to keep receipts however i will do my best to...
by neonboy
Fri Feb 05, 2010 5:14 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

thanks lesley, i have been told that bankruptcy should be avoided at all costs so i have done so but now im seriously considering it. i do not intend buying a house or obtaining any large form of credit within the forseeable future so maybe it is best to start over fresh.i just dont want any more re...
by neonboy
Fri Feb 05, 2010 4:31 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

i sent in my review and didnt hear from them for two weeks so i gave them call. they said it was likely the payments would increase !! he said he wanted proof that my council tax had increased (due to arrears built up before iva) also proof my motor insurance increased.(i had a claim). these i can p...
by neonboy
Sun Jan 17, 2010 3:10 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

thank you every one for all your great advice. i wish i had come cross this site a year ago. i have filled in my incomes and expenses and im ready to post it first thing monday morning.

i will let you all know how it goes.

many thanks

greg
by neonboy
Tue Jan 12, 2010 9:45 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

thank you kallis he now four months and settled into a good routine. [:)] my IP was not aware that i was expecting a baby as i only found out once it had been agreed by my creditors. however, i was single and living alone at the time of my iva and now im living with my partner and im worried they ar...
by neonboy
Tue Jan 12, 2010 8:21 pm
Forum: annual review
Topic: 1st annual review...have a son now
Replies: 21
Views: 6354

i have been making my monthly payments of £350 since last january and have received my first review. just after i completed my iva i found out my girlfriend was pregnant. i now have a gorgeous son that i am very proud of. how do i show my ip that my expenses have now increased with now having to pro...
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