Hi, I am two years into my joint IVA. Me and my partner split up last June and we have continued to pay the IVA and also keep our house going which we have a mortgage against. A week ago I found out from my daughter that my ex-partner has a girlfriend, 2 days later I found out he is marrying her in ...

Hi, Can I just say a big thank you to Grant Thornton. Me and my partner split up a few weeks ago and it has been very difficult sorting out our finances and telling my 5 year old daughter that we are splitting up. I was really worried about our IVA, we have an interlocking one. My ex-partner has mov...

Hi, Well at the weekend me and my partner split up! We are going to try and keep the house going and still pay the IVA as it is a joint one. I am going to inform my IP of the changes and changes to tax credits etc. I was just wondering in the future if I had to sell the house would I be able to rent...

Hi, Just want a bit of advice please. Me and my partner are in a interlocking IVA. We are talking about having a trial separation but the way I feel it will be for definate. I have a child who is 4, I want to keep the house going but at the same time keep the IVA going as well. I want to make a bett...

Hi, Yes feel a bit anxious now, I have emailed because at least you have written confirmation about what has been said. The lady on the phone the other day completely confused me and she kept saying bear with me whilst I check, this did not give me much re-assurance. It was all going so well until t...

Thanks for your replies. That is the way I understood it for the past year, then had my first review and they are saying now that my money after tax needs to be added to the 10% then the total then needs to have my pension deducted then the amount left is what I can earn upto before having to pay an...

It says " Should I receive any overtime, bonus or commission payment which was not included in the original surplus income calculation, and if this sum exceeds 10% of my normal take home pay then I shall disclose the receipt of such monies, to my Supervisor within 14 days of receipt and pay 50% of t...

Hi, If you are with Grant Thornton I wondered if you would be able to shed a bit of light regarding the 10% + 50/50 ruling for overtime. I have been told recently that they work out your income after tax, then add the 10% figure. Then they take off your pension amount, the figure left is what you ca...

Thank you for your messages I had a lovely birthday. Going to email my IP this week and see what is happening the more and more I think about it, it just does not seem right. But I am going to email so I have proof of what has been said to cover myself.

Thanks.

Thank you. GT have been brill over the last year just think somewhere somebody does not know what they are doing and it could be me!!!!

Oh forgot to mention it is my birthday today, what a nice present!! Think the wine will have to come out.

Hi,

I am with Grant Thornton, will email my IP and see what is happening. Just really confused now, wonder if I have been paying wrong amount all last year! But they said I was doing it right last year and did not mention taking off pensions, so totally miffed!

Thanks.

Hi, Yes it is an interlocking IVA, but the pensions were both took into account at the start. Over the past 12 months I have been working out the overtime and it seemed ok, I even checked at the beginning how to work it out and they never mentioned taking off the pension figure for myself and my par...

Hi, I am really confused!!!! Last year I worked out my 10% then 50/50 each month regarding overtime etc. Just had my review and they said to start sending my wage slips in each month and they will work it out and they will also have a copy for the year end when the review is due again. My partner's ...

Hi, Well a couple of weeks ago I had my first annual review and all I can say is Grant Thornton are excellent. I sent off all my documents and 2 weeks later I had a letter saying everything was fine and my payments would stay the same. It was painless!! I had worked myself up for nothing, I cannot b...