Hi, I have a couple of questions: 1. What happens after the IVA is completed? How is my credit repaired? I am nearly 40 and I would like to buy a house in the future! 2. Also, I have an overdraft facility with my Bank (have had it for 10-11 years) which they have kept and I have found it very hard t...

I am one year away from finishing my IVA accourding to Grant Thornton. I am wondering what should I be doing now to start repairing my credit rating (as I'd like to buy a house in the next 3-4 years) and also, how long does it take before I am out of the 'black list' and I am considered 'worthy' aga...

I am on an IVA and I have about 1.5 years to go. I am paying around £370 pcm on a debt that was of aroun £43,000 in total. I am reaching my 40th birthday and I want to start finally settling. It has all been very chaotic recently in my life, so I d not have any savings, but I am with someone who is ...