i believe its the creditors fault, one of them was a loan for 11k, but after i missed 3 payment. they rushed into CCJ and claiming 19k !! due to the small print !! i was shocked, 8k extra because they failed to explain to me what is the rate and the late payment fees,etc,,, people, do you really thi...

well, i think its dishonest by the creditors as they new I'm in financial difficulties and they still gave me more !!!
plus my name is ruined now after been in iva, soo whats the point paying off the whole debt !!

waooo, if i have to payoff the full debt, i would keep quite then, and spend the money wisely

thanks.

hi and thanks to all your reply.
but is this mean i have to pay the original total amount owed(55k) or the total iva remaining (300x60 months=18000) ??

thanks again for your reply

hi i wonder if someone could help me pls. i had a debt of 55k iva started in Oct-2009 iva term = 5 years iva monthly payment is = £300 recently i have received a large amount from a will from canada(my uncle) and i was wondering if i could pay off the iva early ! is this possible? and if so, how muc...