Thanks Lesley. [:)]

Good luck. Sure it will be fine.

I remember feeling totally sick and helpless when we waited for our call too, and every person that I know seemed to ring whilst I was waiting.

Hi thanks for all your replies. I did try and post to say thank you the other day but my computer froze. I have some good news anyway, I spoke to my wonderful IVA provider (they are such a good company) and I can keep all the money. Basically as its not a windfall and it was included in my incomings...

Hello, I am a new southener poster (but not a new viewer), I cant tell you how much this forum has helped me ie mentally knowing I am not the only one in the situation and also just general advice -0 thanks [:)] I was approved for an IVA 2 months ago. I wondered if you could help me, I have just rec...