Hiya. I have been in an IVA for 2years and am now in a position to offer a sum for an early settlement. My mum is to inherit some money in a few months(not sure exactly but guessing no more than 3). She has offered me a loan in which I can pay her back in smaller amounts over a longer period of time...

You're right there Melanie - I never thought it through properly - I was just so relieved to have it all under control at the time. How long does it usually take to sort this, ive read on some forums some people have had problems even when it's been accepted when not all creditors agree? I will talk...

I have been in an IVA for nearly 18months. I owed just under £25k, mainly on credit cards (6). I currently pay £200 per month into IVA, although I just about manage to cope financially this is because I am living back with the parents who help me out! I am 31 so I really want to be independant and d...

Hiya Ive been in an IVA for about 6months now. Im thinking of getting a second job on the weekends so that I am able to get out abit more as I dont have alot of spending money. I know that 2nd jobs need to be declared and 50% will be taken for the IVA. My question is If I open a pre-pay mastercard a...