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by AnglePark
Sat Mar 16, 2013 9:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity in finance problems
Replies: 12
Views: 4614

i never wanted to claim PPI as to my knowledge I didn't take any out but Payplan hassled me for weeks on end with the "your IVA won't be completed" line so I eventually sent off the forms under protest to these idiots at Equity, and although I'm not up to the level of having to do them 7 times I hav...
by AnglePark
Thu Mar 29, 2012 9:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan and PPI
Replies: 66
Views: 15628

I know we are supposed to payback as much as we can,but this is a bit of a con. These creditors got money out of people by selling PPI on credit cards etc and probably helped get many of us into huge debts anyhow,I know I use to have a credit card years ago that stiffed me every month and now that w...
by AnglePark
Tue Apr 12, 2011 2:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Confused over windfall clause.
Replies: 12
Views: 5440

Not much chance of NOT retiring as my employer has made it pretty obvious that they want shut of me,staying on is not an option according to the wonderful Atossers(Atos)Occupational health lot. The payment is a lump sum for ill health retirement and the reduced pension side is deferred till retireme...
by AnglePark
Sun Apr 10, 2011 10:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Confused over windfall clause.
Replies: 12
Views: 5440

I'm with Payplan and have the windfall clause in my IVA,now I'm finally having to give in an retire from work,I nearly had to do it before in late 2009 but managed to get moved indoors but now even that is making my health suffer. Anyway I have paid 34 payments and have 24 `normal payments to make(A...
by AnglePark
Sat Jan 01, 2011 8:00 pm
Forum: friends corner
Topic: New Years Blues.
Replies: 19
Views: 2808

Yes I know it's a new year and a year closer to finishing my IVA but I feel so depressed at the moment,the whole send your payslips off,watch every penny and crapping it when the next electric/gas bill arrives and worry about the next MOT for my crappy car that you just know you might as well open y...
by AnglePark
Fri Jun 11, 2010 12:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can you tell me what happens at your annual review
Replies: 9
Views: 2788

Payplan usually phone you up or you can phone them up and arrange a suitable date to do a telephone income and expenditure review,you will then have to send in 3 months payslips and your P60 if you have it,I've never had to send in my bank statements yet.
by AnglePark
Tue Nov 24, 2009 6:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: ill Health Retirement.
Replies: 2
Views: 1258

I`ve been in an IVA with Payplan since July08 and have always managed to just about pay my monthly payment even though I`ve been on benefit since August as my sick pay from work ran out. Anyway my employer has now said that they want to ill health retire me and will be giving me after 21 years servi...
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