What was your outcome stephen we are in the same situation rght now would be very good to have some advice.

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Thanks this all makes sense we do not want to ever use credit as we dont need it but really want a house .we are now 6 yrs down the line all records of iva are off credit file but what I want to know is when the solicitors bankcruptsy check how oes through will they find a record of our iva even rho...

Completed iva successfully 2011 we applied for a mortgage with halifax last feb which was declined as we were told to wait till.the 6th yr from when we entered iva we have now done this. All defaults are cleared from credit file and all info reg iva gone however halifax still decline also mortgage b...

Hi we are in our third year of an IVA with no missed or late payments my husband is in the forces and due leave almost at the end of the forth year however he leaves the forces with quite a large one off pention payment with only one yr left in the iva can we make a final settlment ? will they take ...