Yes I did and with a very good company who have been really helpfull throughout tbh. Even after completion. A quick question I was meaning to ask them but hopefully someone can answer now. Does an IVA constitute a CCJ. I never had any through the post or ever had to reply to any court orders etc but...

I have never ever posted on this site but have been a visitor for a long long time. I would like to say a big thank you to everyone involved in the site from experts to posters as their comments/posts have been a big help to helping me complete my IVA and I have received my certificate of completion...