Hi again all. Well it's been a bad few days to be honest. The reality of our situation is becomming more 'vivid' and I think we're back in the feeling hopleless situation stage at the mo. We went to our meeting with the CAB yesterday and came out shellshocked to say the least. Sooo much information ...

Thanks again for the advice everyone. As soon as my wife is ready to talk about our problem, I'll contact a few IP's and listen to what they have to say. At the moment my nerves are frail say the least and the reality of the situation which is still very fresh in mind, makes thinking clearly a hard ...

Thanks for the repies everyone. We do have a house we'd like to hang on to even though our mortgage is interest free at the moment and we are most likely in negative equity. I need to be positive about finding a new job and am sure that I would find one sooner than later. To be honest, the thought o...

Hi everyone, I'm new to the forum, so any advice will be most greatly recieved. I've recently been made redundant for the second time this year and now have no way of meeting our quite substantial financial commitments, all savings have been used up. My wife and I both had good jobs and after years ...