Thanks for the help, I will see what he says. Thanks again.

WARNING be very careful about entering into an IVA.!!!!!!!!!!! It was the worst thing I ever did , more so than the debt. MACKENZIE GOLDBERG JOHNSON LTD, DO NOT TOUCH THEM WITH A BARGE POLE, WARNING, WARNING

Thank you for the prompt reply, my supervisor has been sent a Proof of Debt form from the local council for alleged unpaid business rates which happen to be in joint names of a former business partner (his name first on the demand) and myself, they have not persued him and have seemingly opted for t...

hello does a Proof of debt from have to be validated, ie how is the debt proven? it is just ok to say , yeh they owe me money or does it have to be a judgement or court order? in other words does it have to be rubber stamped or can a proof of debt form be challenged or disputed.