Thanks for your quick replies.=0)

We are thinking of buying a property out there to let initially, then possibly move over there in a couple of years (probably by the time we can get any kind of Visa anyway! lol)

anyone? =0)

We can't afford to buy here, but have contemplated taking advantage of the strong £ against $, so looking to invest in the US. Does anyone know a good reputable company to look towards getting a relatively low mortgage? We completed our IVA about 2 months ago (although still waiting on the completio...

Thanks everyone. Feels much better already. At least when hubby makes a bit of commission now, we can actually use it for a family treat =0).

Hi jellybug Thanks for telling us all about your case. I am thinking about making a F & F offer too. I hope you don't mind me asking, but I am interested in the following: 1-Did your sister-in-law have to send her details? 2-What was the fee for the IP to put through the variation and to conclude t...

All of our creditors voted yes although it looks as though they were all now owned by Max Recovery..

Sainsburys - Yes
HSBC - Yes
Barclays - Yes
MBNA - Yes
Ge Capital - Yes

J x

Also wanted to add that we ended up offering £10,500. Ahhh feel very free right now! lol[:)]

Yipeeeeeeeeeeeeeeee!
All done and dusted...just got to send off the money now and all done.
Well worth all the hassle.

Thanks again for all your help and Advice Andy and Melanie. [:)]

Meeting was today and after many many phone calls after the meeting time, I've been told that they have all the votes in and all accepted the offer. The only thing I am unsure on is that my IP is waiting for letters of debts? Could anyone enlighten me as to what this is and do I take it that the off...

Hiya, Just wanted to check something with you very knowledgable people!...I signed our draft variation for our f&f and sent it back about a week ago. I phoned the company we are dealing with just to see if a date had been arranged as yet. I was told that the IP had to sign it first and he 'should' b...

just an update...we have now received the draft F+F settlement propsal, have signed it and sent it back. It looks good on paper so we just wait now to hear of the meeting date I guess! Is there anything else that will be happening at all? In terms of the funding for the f+f my dad is now lending us ...

Just to update you, the variations team have received and said it seems a reasonable offer and have sent it to our supervisor...we should hopefully be receiving a draft of our proposal to sign and return to them shortly.

x

thanks again.[:D]

I have sent the letter recorded delivery so they will receive tomorrow - the IP knows to expect it...lets hope that they deal with it quickly and it's accepted!

Thanks Melanie. I also cannot find the amount in terms of pence per pound as I think it's been mentioned they prefer to see it in this way. But it does say 28% dividend - prob being stupid but would this be 0.28p dividend [:)] I am unsure on Fees also as they charge £3k nominees fee which I assume i...

I've got the funds ready now and am about to write a letter to propose an amount for early settlement. I spoke to my IP (well someone from the company anyway as my supervisor can never be located) and they have said that I also need to get the person giving us the money to write in to confirm the am...