Search found 6 matches

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by smithy81
Tue Jan 19, 2010 8:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can it affect my family's credit score?
Replies: 2
Views: 968

Cheers skippy, Dads just done a check & nothing suspect on there, must just be lenders being picky as is expected these days!
by smithy81
Tue Jan 19, 2010 7:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can it affect my family's credit score?
Replies: 2
Views: 968

This may be a silly question but just wanted to be sure... would my IVA have a negative affect on my parents credit score? As I live with them and my dad has been declined credit recently, I wondered if there was a connection or is this merely coincidence?
by smithy81
Thu Dec 31, 2009 1:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is my bank account safe to use?
Replies: 5
Views: 1347

Hi there, when my IVA was set up I opened another account for my wages to go into because my current one, Abbey, is linked to a debt. As the IVA has now been in force for 3 months, could I use the Abbey one without fear of it being frozen/money being taken from it? Abbey havent been in contact so I ...
by smithy81
Fri Sep 25, 2009 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car Insurance
Replies: 3
Views: 778

Hi all, having just entered an IVA, I wanted to know what impact this would have on paying car insurance monthly? Would this no longer be an option, as usually have to sign a credit agreement in order to do so?
by smithy81
Fri Sep 25, 2009 2:00 pm
Forum: IVA approved!
Topic: Newbie
Replies: 8
Views: 2650

Hi Paul, my IVA was approved by the smallest of margins, 75.7% ! My creditors were HSBC, MBNA, Abbey, Northern Rock & Natwest overdraft. Northern Rock rejected. Was previously in a DMP, which MBNA played very hard ball at tryin to squeeze as much out of me as poss, but oddly enough they welcomed the...
by smithy81
Thu Sep 24, 2009 11:01 am
Forum: IVA approved!
Topic: Newbie
Replies: 8
Views: 2650

Hi all, had my IVA approved this week (via Payplan) and just happened upon this site so thought id sign up & say hello :)
Heres to a debt free future!
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