Hi Melanie.
No the property his only in my husband name and my name is not on the Mortgage.

Hi Everybody. I got a phone call from debtmatters yesterday to say there was to much equity in my husband house for my iva. They told me to contact cccs and to go on a dmp. I owe 31,000. cccs said it would take me 6years and 9 months to clear my debts paying them £379 amonth. I got into this mess an...

Hi Everyone. I had a phone call this morning from my IP to say that there does't seem to be any problems for me to go on to a iva and they will send my proposal in the post in the next couple of days. I know I am A long way off for getting the situation sorted. But I am happy to know it might eventu...

Hi everybody. I joint the forum last week because the previous week my husband found out I had £31000 worth of debt. You can image what I have been going through. We approached deptmatters and they adviced me to go for an iva.On tuesday somebody came to collect all my paperwork and they said they wi...

hi I was on the forum on friday explaining our worried I was because I am 31.000 in dept I have since contacted deptmatters plc and grant thorton I only have a income of £846 a month my outgonigs are £429. So I would have about Over £400 to pay into an iva. My husband owns our house and the mortgage...

Hi Lily
I have been with my husband for 22years but we only married 6 years ago and my name is not on the morgage. Thankyou for the advise and it is nice to know I am not the only person with this problem.

Hi Thankyou all for your replys.What I mean is I get £560 amonths wages because I only work part time because I have 2 small children and I get £167 disability allowence for my son and £116 child benfit when I done A budget plan the cccs recommended I have £400 amonth to live on and that left me wit...

Hi
Thankyou for your replys. Yes I can prove the house his my husbands the morgage his in his name.

I owe 31,000. my husband didn't know about my situation until recently. we have been on to a few companys. one company recommened a dmp and another recommened a iva. I am going to go for the iva. The only problem is my husband owns the house and the morgage is in his name and he pays all the bills. ...