I have 36 months left at £496 per month (£17,856)....i have a couple of questions please 1) Can i move my payment date from 28th of each month to the last day of the month or 1st etc? I get paid by cheque on last Thursday or 28th you see so things are always tight. 2) With my balance being £17,856 w...

I am 20 months into my IVA (all payments are up to date) and I am looking to rent a property with my girlfriend. The letting agent that has x2 properties we like use a company called MARAS to do their credit checks. I have two questions really. Shall I contact MARAS anonymously first and tell them o...