thanks as always Declan. I'm going to look in on my report after the 11th may to see if anything has changed - thats when the 6 years will be finally up. If nothing has changed i am going to contact Max again - if i get the same response i will indeed contact you. I cant understand why they are stil...

Is this something the credit ref agencies would do on my behalf - contacting the creditors? Is there anyone in particular that i should contact when writing to creditors?

Yep - the ones that are left on there are all still defaulting and there are still amounts of money showing too. How do we go about sorting this out. Do we contact the creditors?

Thanks. I'll contact DFD and see if they can help. Both mine and hubbys credit reports still show some creditors defaulting with outstanding amounts showing - should these start to drop off after May 11th(6 years after IVA started)? Some other creditors we had have completly disappeared from the rep...

Hi all,] Sorry ive not posted for sometime but i have been looking in. I mentioned in my last post that my hubby was diagnosed with kidney cancer - well he had his operation and the cancer was removed successfully and he made a good recovery - he has a scan next week to check all is well etc - these...

Hi everyone! Thank you for all your kind words. We're looking forward to xmas etc and being able to treat the kids this year!. Our plan is to have a fantastic xmas with all the trimmings etc and then save for holiday next year - mind you we really need to update our car. Anyway, hubby has his follow...

Hi everyone, Sorry ive not posted for sometime since our IVA completion. Thought id update you all post IVA. 3 weeks after receiving out completion cert my hubby was diagnosed with cancer of the kidney - bit of a blow after 5 years of IVA. Anyway lucky for him this was an accidental find during an M...

Hi there,
I cried when i made that initial phone call. We've now completed our IVA. You will be left enough money to live on. You'll be surprised at what you can buy with the money you have!! As Maxdet says - make that call

Well done and good luck. I hope all goes well for you x

I remember this time all to well. All will be ok hun, dont worry. When i found this forum i was well into my IVA - wished i had found it sooner though. All round fantastic support on here. You can moan and rant and rave as much as you like - you'll be supported every step of the way.

we were with DFD - cant fault them at all.

Hi rayb - that is along time to wait for a cert. We completed in April and our cerificate arrived last Saturday. Who were you with?

feels great = have to say it was very quick as it was only 72hrs ago we were still on it. Reading other posts some people have waited months. Be your turn soon Helen - not too much longer for your cert.

Congratulations sinking fast - you'll be surprised how fast it will go too.

Hi,
Please please dont worry about this - as charlietill says - your IVA is legally binding - there is nothing they can do now. Just keep sending all correspendance to your IP.